The ABCs of Flood Insurance

8/7/2020 (Permalink)

If you do not have flood insurance, other programs may be able to provide financial assistance to you

If your home in Chamblee, GA, is hit by a flood, it's good to know that you are not alone. A number of agencies and companies can help you in a time of unprecedented disaster. Immediately following a flood, you may need help with rescue or medical assistance. First responders, EMTs, and other professionals answer the call to make sure those suffering are taken care of. The next step is to see if you have insurance coverage. This is usually offered by the federal government under the National Flood Insurance Program.
This program, administered by FEMA, is only available in certain communities, typically those located on a flood plain. The goal of the NFIP is to reduce the impact of floods on private and public structures.

What To Do If You Have Insurance for Flooding

You should follow certain steps if you have this insurance. Understanding how the process works can help you cope with this difficult situation. Follow these steps to get the claims process rolling:

• Contact your insurance agent or adjuster to report your flood loss
  
• Document the damage to your home when it is safe to do so
  
• Work closely with your insurance company
  
• Receive your payment
  
  

If you do not have flood insurance, other programs may be able to provide financial assistance to you. Loans and grants are often available to homeowners and renters hit hard by flooding.

Who Else To Contact After a Flood
Flooding causes serious damage to a home. It also raises a number of safety issues. Calling in a local storm remediation company is an important step in your recovery. Workers with expertise and experience can arrive quickly and determine the best course of action. They can secure the home for safety, remove the water, and begin to work on cleaning and restoring the home to its original condition. An experienced company can also help document the damage for your flood insurance claim.